Call reports 2016
1NB BANK — 2016
What 1NB BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 149,448,000 | 189,286,000 | 191,331,000 | 193,605,000 |
| Total loans | 85,925,000 | 90,968,000 | 94,842,000 | 96,950,000 |
| Allowance for loan losses | 934,000 | 897,000 | 926,000 | 946,000 |
| Securities available for sale | 46,915,000 | 62,959,000 | 78,706,000 | 76,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,652,000 | 151,914,000 | 152,250,000 | 152,818,000 |
| Interest-bearing deposits | 94,656,000 | 128,564,000 | 129,201,000 | 127,607,000 |
| Noninterest-bearing deposits | 16,996,000 | 23,350,000 | 23,049,000 | 25,211,000 |
| Equity capital | 19,974,000 | 20,461,000 | 20,499,000 | 19,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,184,000 | 2,409,000 | 3,772,000 | 5,160,000 |
| Interest expense | 97,000 | 206,000 | 328,000 | 456,000 |
| Net interest income | 1,087,000 | 2,203,000 | 3,444,000 | 4,704,000 |
| Noninterest income | 199,000 | 406,000 | 628,000 | 878,000 |
| Noninterest expense | 964,000 | 2,064,000 | 3,227,000 | 4,391,000 |
| Provision for loan losses | -5,000 | -34,000 | -6,000 | 12,000 |
| Pretax income | 327,000 | 579,000 | 851,000 | 1,179,000 |
| Income tax | 79,000 | 130,000 | 183,000 | 255,000 |
| Net income | 248,000 | 449,000 | 668,000 | 924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,209,000 | 19,694,000 | 19,959,000 | 19,813,000 |
| Total capital | 22,204,000 | 20,690,000 | 20,966,000 | 20,836,000 |
| Risk-weighted assets | 94,134,000 | 103,858,000 | 110,928,000 | 114,419,000 |