Call reports 2015
1NB BANK — 2015
What 1NB BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 144,582,000 | 148,985,000 | 149,161,000 | 148,839,000 |
| Total loans | 78,026,000 | 82,228,000 | 83,409,000 | 89,385,000 |
| Allowance for loan losses | 1,036,000 | 1,037,000 | 1,040,000 | 938,000 |
| Securities available for sale | 51,432,000 | 49,949,000 | 48,729,000 | 45,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,266,000 | 112,207,000 | 110,491,000 | 111,998,000 |
| Interest-bearing deposits | 96,033,000 | 92,319,000 | 93,699,000 | 95,048,000 |
| Noninterest-bearing deposits | 17,233,000 | 19,888,000 | 16,792,000 | 16,950,000 |
| Equity capital | 19,792,000 | 19,927,000 | 20,270,000 | 20,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,120,000 | 2,308,000 | 3,502,000 | 4,718,000 |
| Interest expense | 108,000 | 212,000 | 316,000 | 421,000 |
| Net interest income | 1,012,000 | 2,096,000 | 3,186,000 | 4,297,000 |
| Noninterest income | 205,000 | 459,000 | 673,000 | 899,000 |
| Noninterest expense | 906,000 | 1,757,000 | 2,621,000 | 3,559,000 |
| Provision for loan losses | -2,000 | -2,000 | 0 | 25,000 |
| Pretax income | 313,000 | 800,000 | 1,238,000 | 1,612,000 |
| Income tax | 90,000 | 230,000 | 317,000 | 411,000 |
| Net income | 223,000 | 570,000 | 921,000 | 1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,572,000 | 20,931,000 | 21,282,000 | 21,161,000 |
| Total capital | 21,643,000 | 22,002,000 | 22,354,000 | 22,147,000 |
| Risk-weighted assets | 86,919,000 | 91,257,000 | 92,165,000 | 97,057,000 |