Call reports 2012
1NB BANK — 2012
What 1NB BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 151,977,000 | 159,397,000 | 153,192,000 | 146,994,000 |
| Total loans | 71,238,000 | 70,423,000 | 73,328,000 | 74,443,000 |
| Allowance for loan losses | 885,000 | 931,000 | 962,000 | 1,002,000 |
| Securities available for sale | 64,744,000 | 66,560,000 | 66,759,000 | 59,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,171,000 | 114,926,000 | 108,312,000 | 112,331,000 |
| Interest-bearing deposits | 100,005,000 | 99,272,000 | 93,792,000 | 96,199,000 |
| Noninterest-bearing deposits | 13,166,000 | 15,654,000 | 14,520,000 | 16,132,000 |
| Equity capital | 19,634,000 | 19,813,000 | 20,138,000 | 19,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,349,000 | 2,664,000 | 3,971,000 | 5,229,000 |
| Interest expense | 216,000 | 402,000 | 575,000 | 737,000 |
| Net interest income | 1,133,000 | 2,262,000 | 3,396,000 | 4,492,000 |
| Noninterest income | 215,000 | 428,000 | 625,000 | 861,000 |
| Noninterest expense | 840,000 | 1,662,000 | 2,510,000 | 3,342,000 |
| Provision for loan losses | 37,000 | 74,000 | 108,000 | 148,000 |
| Pretax income | 471,000 | 954,000 | 1,420,000 | 1,957,000 |
| Income tax | 125,000 | 256,000 | 379,000 | 534,000 |
| Net income | 346,000 | 698,000 | 1,041,000 | 1,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,515,000 | 19,767,000 | 20,010,000 | 20,017,000 |
| Total capital | 20,446,000 | 20,743,000 | 21,019,000 | 21,062,000 |
| Risk-weighted assets | 81,311,000 | 83,082,000 | 86,419,000 | 85,426,000 |