Call reports 2005
1NB BANK — 2005
What 1NB BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 115,745,000 | 115,099,000 | 115,444,000 | 112,265,000 |
| Total loans | 44,232,000 | 46,969,000 | 52,738,000 | 56,009,000 |
| Allowance for loan losses | 467,000 | 478,000 | 498,000 | 523,000 |
| Securities available for sale | 1,494,000 | 59,361,000 | 54,292,000 | 46,983,000 |
| Securities held to maturity | 62,904,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,657,000 | 89,458,000 | 88,195,000 | 89,828,000 |
| Interest-bearing deposits | 87,370,000 | 83,653,000 | 82,447,000 | 83,015,000 |
| Noninterest-bearing deposits | 6,287,000 | 5,805,000 | 5,748,000 | 6,813,000 |
| Equity capital | 15,901,000 | 15,997,000 | 16,130,000 | 16,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,102,000 | 2,263,000 | 3,500,000 | 4,778,000 |
| Interest expense | 365,000 | 750,000 | 1,198,000 | 1,691,000 |
| Net interest income | 737,000 | 1,513,000 | 2,302,000 | 3,087,000 |
| Noninterest income | 90,000 | 207,000 | 338,000 | 503,000 |
| Noninterest expense | 600,000 | 1,206,000 | 1,820,000 | 2,473,000 |
| Provision for loan losses | 15,000 | 28,000 | 45,000 | 72,000 |
| Pretax income | 212,000 | 486,000 | 775,000 | 1,045,000 |
| Income tax | 31,000 | 79,000 | 125,000 | 174,000 |
| Net income | 181,000 | 407,000 | 650,000 | 871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,905,000 | 16,131,000 | 16,374,000 | 16,495,000 |
| Total capital | 16,372,000 | 16,609,000 | 16,872,000 | 17,018,000 |
| Risk-weighted assets | 53,535,000 | 57,581,000 | 62,381,000 | 63,495,000 |
Machine access — free, no API key
Every figure shown here about 1NB BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.