Call reports 2025
PEOPLES BANK, THE — 2025
What PEOPLES BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 524,145,000 | 521,994,000 | 543,535,000 | 556,004,000 |
| Total loans | 255,077,000 | 255,407,000 | 260,621,000 | 269,087,000 |
| Allowance for loan losses | 3,017,000 | 3,263,000 | 3,746,000 | 4,061,000 |
| Securities available for sale | 78,080,000 | 82,261,000 | 86,402,000 | 75,901,000 |
| Securities held to maturity | 143,084,000 | 142,812,000 | 141,705,000 | 140,954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 476,309,000 | 483,631,000 | 502,910,000 | 516,519,000 |
| Interest-bearing deposits | 334,327,000 | 332,254,000 | 340,182,000 | 343,650,000 |
| Noninterest-bearing deposits | 141,982,000 | 151,377,000 | 162,728,000 | 172,869,000 |
| Equity capital | 34,526,000 | 34,644,000 | 36,776,000 | 36,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,667,000 | 13,319,000 | 19,940,000 | 26,739,000 |
| Interest expense | 2,416,000 | 4,752,000 | 7,086,000 | 9,358,000 |
| Net interest income | 4,251,000 | 8,567,000 | 12,854,000 | 17,381,000 |
| Noninterest income | 1,487,000 | 2,945,000 | 4,511,000 | 6,096,000 |
| Noninterest expense | 3,392,000 | 7,156,000 | 10,563,000 | 13,415,000 |
| Provision for loan losses | 124,000 | 304,000 | 904,000 | 1,491,000 |
| Pretax income | 2,229,000 | 4,062,000 | 6,128,000 | 8,965,000 |
| Income tax | 132,000 | 162,000 | 195,000 | 263,000 |
| Net income | 2,097,000 | 3,900,000 | 5,933,000 | 8,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,280,000 | 46,010,000 | 47,274,000 | 46,257,000 |
| Total capital | 49,340,000 | 49,316,000 | 51,064,000 | 50,261,000 |
| Risk-weighted assets | 309,600,000 | 309,127,000 | 314,002,000 | 320,183,000 |