Call reports 2024
PEOPLES BANK, THE — 2024
What PEOPLES BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 520,258,000 | 512,136,000 | 514,504,000 | 523,664,000 |
| Total loans | 244,125,000 | 247,770,000 | 253,888,000 | 270,285,000 |
| Allowance for loan losses | 3,509,000 | 3,524,000 | 3,473,000 | 3,527,000 |
| Securities available for sale | 86,292,000 | 84,486,000 | 82,918,000 | 77,942,000 |
| Securities held to maturity | 138,692,000 | 138,838,000 | 138,764,000 | 141,011,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,453,000 | 438,384,000 | 438,063,000 | 458,171,000 |
| Interest-bearing deposits | 303,218,000 | 298,340,000 | 303,894,000 | 311,922,000 |
| Noninterest-bearing deposits | 145,235,000 | 140,044,000 | 134,169,000 | 146,249,000 |
| Equity capital | 31,437,000 | 32,599,000 | 34,115,000 | 32,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,688,000 | 13,401,000 | 20,207,000 | 26,859,000 |
| Interest expense | 2,070,000 | 4,420,000 | 6,898,000 | 9,462,000 |
| Net interest income | 4,618,000 | 8,981,000 | 13,309,000 | 17,397,000 |
| Noninterest income | 1,318,000 | 2,645,000 | 3,988,000 | 5,793,000 |
| Noninterest expense | 3,271,000 | 6,497,000 | 9,749,000 | 13,323,000 |
| Provision for loan losses | -46,000 | -46,000 | -47,000 | -47,000 |
| Pretax income | 2,669,000 | 5,139,000 | 7,561,000 | 9,883,000 |
| Income tax | 151,000 | 151,000 | 151,000 | 151,000 |
| Net income | 2,518,000 | 4,988,000 | 7,410,000 | 9,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,392,000 | 46,600,000 | 45,913,000 | 46,358,000 |
| Total capital | 49,947,000 | 50,170,000 | 49,433,000 | 49,932,000 |
| Risk-weighted assets | 292,666,000 | 292,244,000 | 302,028,000 | 317,301,000 |