Call reports 2023
PEOPLES BANK, THE — 2023
What PEOPLES BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 477,951,000 | 494,471,000 | 476,813,000 | 497,065,000 |
| Total loans | 219,202,000 | 229,518,000 | 232,409,000 | 245,473,000 |
| Allowance for loan losses | 3,243,000 | 3,286,000 | 3,656,000 | 3,439,000 |
| Securities available for sale | 215,421,000 | 210,784,000 | 71,782,000 | 86,924,000 |
| Securities held to maturity | 11,884,000 | 11,283,000 | 138,641,000 | 138,787,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,197,000 | 422,893,000 | 428,435,000 | 457,936,000 |
| Interest-bearing deposits | 251,215,000 | 246,173,000 | 246,542,000 | 273,320,000 |
| Noninterest-bearing deposits | 184,982,000 | 176,720,000 | 181,893,000 | 184,616,000 |
| Equity capital | 28,993,000 | 28,899,000 | 28,877,000 | 30,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,140,000 | 10,611,000 | 16,414,000 | 22,394,000 |
| Interest expense | 885,000 | 2,056,000 | 3,561,000 | 5,162,000 |
| Net interest income | 4,255,000 | 8,555,000 | 12,853,000 | 17,232,000 |
| Noninterest income | 1,300,000 | 2,851,000 | 4,167,000 | 5,414,000 |
| Noninterest expense | 3,454,000 | 6,794,000 | 9,804,000 | 12,452,000 |
| Provision for loan losses | 0 | -250,000 | 0 | 0 |
| Pretax income | 2,105,000 | 4,533,000 | 5,531,000 | 7,649,000 |
| Income tax | 105,000 | 105,000 | 105,000 | 0 |
| Net income | 2,000,000 | 4,428,000 | 5,426,000 | 7,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,762,000 | 46,205,000 | 45,775,000 | 46,004,000 |
| Total capital | 49,006,000 | 49,491,000 | 49,430,000 | 49,443,000 |
| Risk-weighted assets | 286,731,000 | 297,572,000 | 300,549,000 | 296,850,000 |