Call reports 2022
PEOPLES BANK, THE — 2022
What PEOPLES BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 509,897,000 | 497,004,000 | 470,204,000 | 490,849,000 |
| Total loans | 211,936,000 | 216,516,000 | 218,021,000 | 230,217,000 |
| Allowance for loan losses | 4,557,000 | 4,579,000 | 4,492,000 | 3,236,000 |
| Securities available for sale | 242,007,000 | 221,403,000 | 218,308,000 | 211,945,000 |
| Securities held to maturity | 8,147,000 | 8,056,000 | 7,996,000 | 10,156,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 462,786,000 | 467,919,000 | 431,967,000 | 436,312,000 |
| Interest-bearing deposits | 271,471,000 | 275,658,000 | 245,938,000 | 260,294,000 |
| Noninterest-bearing deposits | 191,315,000 | 192,261,000 | 186,029,000 | 176,018,000 |
| Equity capital | 44,875,000 | 26,745,000 | 23,790,000 | 26,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,916,000 | 8,164,000 | 12,699,000 | 17,824,000 |
| Interest expense | 146,000 | 306,000 | 569,000 | 1,281,000 |
| Net interest income | 3,770,000 | 7,858,000 | 12,130,000 | 16,543,000 |
| Noninterest income | 1,279,000 | 2,625,000 | 4,073,000 | 5,439,000 |
| Noninterest expense | 3,114,000 | 6,298,000 | 9,695,000 | 12,429,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,250,000 |
| Pretax income | 1,943,000 | 4,201,000 | 6,528,000 | 9,660,000 |
| Income tax | 85,000 | 190,000 | 295,000 | 400,000 |
| Net income | 1,858,000 | 4,011,000 | 6,233,000 | 9,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,601,000 | 44,669,000 | 45,906,000 | 45,748,000 |
| Total capital | 49,127,000 | 48,256,000 | 49,525,000 | 48,984,000 |
| Risk-weighted assets | 281,088,000 | 285,963,000 | 288,640,000 | 297,195,000 |