Call reports 2021
PEOPLES BANK, THE — 2021
What PEOPLES BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 505,362,000 | 512,474,000 | 493,538,000 | 484,903,000 |
| Total loans | 249,193,000 | 237,198,000 | 227,630,000 | 235,011,000 |
| Allowance for loan losses | 5,090,000 | 5,119,000 | 5,133,000 | 4,885,000 |
| Securities available for sale | 206,982,000 | 232,122,000 | 229,587,000 | 219,080,000 |
| Securities held to maturity | 9,468,000 | 10,895,000 | 9,205,000 | 8,221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,267,000 | 447,434,000 | 425,250,000 | 425,534,000 |
| Interest-bearing deposits | 267,382,000 | 265,247,000 | 258,737,000 | 255,235,000 |
| Noninterest-bearing deposits | 175,885,000 | 182,187,000 | 166,513,000 | 170,299,000 |
| Equity capital | 55,203,000 | 59,332,000 | 60,145,000 | 57,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,271,000 | 8,657,000 | 13,898,000 | 18,109,000 |
| Interest expense | 188,000 | 398,000 | 547,000 | 706,000 |
| Net interest income | 4,083,000 | 8,259,000 | 13,351,000 | 17,403,000 |
| Noninterest income | 1,170,000 | 2,544,000 | 4,488,000 | 6,170,000 |
| Noninterest expense | 3,087,000 | 6,023,000 | 9,013,000 | 12,321,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,198,000 | 4,826,000 | 8,886,000 | 11,289,000 |
| Income tax | 473,000 | 670,000 | 730,000 | 614,000 |
| Net income | 1,725,000 | 4,156,000 | 8,156,000 | 10,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,814,000 | 45,260,000 | 44,975,000 | 43,730,000 |
| Total capital | 48,512,000 | 48,633,000 | 48,375,000 | 47,226,000 |
| Risk-weighted assets | 294,421,000 | 268,106,000 | 270,284,000 | 278,254,000 |