Call reports 2020
PEOPLES BANK, THE — 2020
What PEOPLES BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 435,913,000 | 477,971,000 | 468,816,000 | 487,422,000 |
| Total loans | 251,479,000 | 276,825,000 | 274,143,000 | 254,692,000 |
| Allowance for loan losses | 4,011,000 | 4,639,000 | 4,989,000 | 5,079,000 |
| Securities available for sale | 92,424,000 | 161,225,000 | 156,920,000 | 173,985,000 |
| Securities held to maturity | 13,552,000 | 13,885,000 | 11,923,000 | 9,407,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,638,000 | 400,817,000 | 396,996,000 | 423,055,000 |
| Interest-bearing deposits | 250,950,000 | 251,959,000 | 252,384,000 | 265,372,000 |
| Noninterest-bearing deposits | 130,688,000 | 148,858,000 | 144,612,000 | 157,683,000 |
| Equity capital | 50,299,000 | 56,157,000 | 59,409,000 | 58,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,189,000 | 8,607,000 | 13,266,000 | 17,870,000 |
| Interest expense | 395,000 | 673,000 | 920,000 | 1,130,000 |
| Net interest income | 3,794,000 | 7,934,000 | 12,346,000 | 16,740,000 |
| Noninterest income | 1,091,000 | 2,170,000 | 3,285,000 | 4,574,000 |
| Noninterest expense | 2,919,000 | 5,794,000 | 8,588,000 | 11,671,000 |
| Provision for loan losses | 300,000 | 925,000 | 1,280,000 | 1,280,000 |
| Pretax income | 1,689,000 | 3,422,000 | 6,610,000 | 9,918,000 |
| Income tax | 225,000 | 315,000 | 405,000 | 1,405,000 |
| Net income | 1,464,000 | 3,107,000 | 6,205,000 | 8,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,534,000 | 42,640,000 | 45,252,000 | 43,575,000 |
| Total capital | 44,882,000 | 46,569,000 | 49,113,000 | 47,222,000 |
| Risk-weighted assets | 267,190,000 | 313,594,000 | 307,783,000 | 290,331,000 |