Call reports 2019
PEOPLES BANK, THE — 2019
What PEOPLES BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 349,965,000 | 351,972,000 | 348,890,000 | 369,283,000 |
| Total loans | 228,230,000 | 226,680,000 | 228,325,000 | 225,274,000 |
| Allowance for loan losses | 5,646,000 | 3,882,000 | 4,881,000 | 3,713,000 |
| Securities available for sale | 73,310,000 | 77,125,000 | 62,306,000 | 74,348,000 |
| Securities held to maturity | 20,062,000 | 19,082,000 | 16,615,000 | 14,517,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,391,000 | 297,599,000 | 295,278,000 | 316,635,000 |
| Interest-bearing deposits | 182,321,000 | 183,526,000 | 179,398,000 | 196,824,000 |
| Noninterest-bearing deposits | 115,070,000 | 114,073,000 | 115,880,000 | 119,811,000 |
| Equity capital | 50,353,000 | 51,945,000 | 51,212,000 | 51,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,038,000 | 8,282,000 | 12,251,000 | 16,216,000 |
| Interest expense | 369,000 | 754,000 | 1,140,000 | 1,504,000 |
| Net interest income | 3,669,000 | 7,528,000 | 11,111,000 | 14,712,000 |
| Noninterest income | 1,424,000 | 2,676,000 | 3,724,000 | 4,957,000 |
| Noninterest expense | 3,033,000 | 6,064,000 | 9,488,000 | 11,995,000 |
| Provision for loan losses | 593,000 | 1,185,000 | 2,370,000 | 3,160,000 |
| Pretax income | 1,472,000 | 2,965,000 | 4,067,000 | 5,620,000 |
| Income tax | 225,000 | 450,000 | 785,000 | 785,000 |
| Net income | 1,247,000 | 2,515,000 | 3,282,000 | 4,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,354,000 | 41,822,000 | 41,886,000 | 41,831,000 |
| Total capital | 44,397,000 | 44,802,000 | 44,799,000 | 44,746,000 |
| Risk-weighted assets | 240,890,000 | 237,500,000 | 231,098,000 | 232,381,000 |