Call reports 2018
PEOPLES BANK, THE — 2018
What PEOPLES BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 360,754,000 | 350,636,000 | 345,449,000 | 360,468,000 |
| Total loans | 224,711,000 | 226,239,000 | 232,774,000 | 234,518,000 |
| Allowance for loan losses | 4,490,000 | 4,367,000 | 4,763,000 | 5,069,000 |
| Securities available for sale | 74,244,000 | 76,039,000 | 71,493,000 | 72,404,000 |
| Securities held to maturity | 23,993,000 | 23,778,000 | 22,281,000 | 20,333,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,545,000 | 298,123,000 | 287,897,000 | 310,054,000 |
| Interest-bearing deposits | 177,383,000 | 178,524,000 | 175,113,000 | 186,894,000 |
| Noninterest-bearing deposits | 114,162,000 | 119,599,000 | 112,784,000 | 123,160,000 |
| Equity capital | 49,752,000 | 50,622,000 | 50,676,000 | 49,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,039,000 | 8,238,000 | 12,458,000 | 16,592,000 |
| Interest expense | 377,000 | 828,000 | 1,160,000 | 1,461,000 |
| Net interest income | 3,662,000 | 7,410,000 | 11,298,000 | 15,131,000 |
| Noninterest income | 1,041,000 | 2,120,000 | 3,162,000 | 4,217,000 |
| Noninterest expense | 2,730,000 | 5,353,000 | 8,262,000 | 11,105,000 |
| Provision for loan losses | 315,000 | 630,000 | 945,000 | 1,260,000 |
| Pretax income | 1,877,000 | 3,772,000 | 5,654,000 | 7,389,000 |
| Income tax | 210,000 | 450,000 | 910,000 | 1,310,000 |
| Net income | 1,667,000 | 3,322,000 | 4,744,000 | 6,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,695,000 | 42,732,000 | 43,172,000 | 40,907,000 |
| Total capital | 44,701,000 | 45,713,000 | 46,215,000 | 43,998,000 |
| Risk-weighted assets | 239,008,000 | 237,079,000 | 241,588,000 | 245,328,000 |