Call reports 2017
PEOPLES BANK, THE — 2017
What PEOPLES BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 351,711,000 | 361,379,000 | 354,829,000 | 362,080,000 |
| Total loans | 217,850,000 | 221,670,000 | 223,123,000 | 228,676,000 |
| Allowance for loan losses | 3,252,000 | 3,716,000 | 3,980,000 | 3,908,000 |
| Securities available for sale | 86,367,000 | 88,996,000 | 87,795,000 | 86,207,000 |
| Securities held to maturity | 29,273,000 | 28,658,000 | 26,361,000 | 24,761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,099,000 | 298,412,000 | 290,253,000 | 301,827,000 |
| Interest-bearing deposits | 185,683,000 | 185,436,000 | 182,303,000 | 195,572,000 |
| Noninterest-bearing deposits | 112,416,000 | 112,976,000 | 107,950,000 | 106,255,000 |
| Equity capital | 50,008,000 | 52,069,000 | 51,576,000 | 50,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,775,000 | 7,730,000 | 11,731,000 | 15,933,000 |
| Interest expense | 193,000 | 466,000 | 737,000 | 1,082,000 |
| Net interest income | 3,582,000 | 7,264,000 | 10,994,000 | 14,851,000 |
| Noninterest income | 866,000 | 1,927,000 | 2,897,000 | 4,242,000 |
| Noninterest expense | 2,582,000 | 5,135,000 | 7,531,000 | 10,214,000 |
| Provision for loan losses | 315,000 | 930,000 | 2,845,000 | 3,660,000 |
| Pretax income | 1,708,000 | 3,292,000 | 3,690,000 | 5,406,000 |
| Income tax | 220,000 | 270,000 | 270,000 | 390,000 |
| Net income | 1,488,000 | 3,022,000 | 3,420,000 | 5,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,399,000 | 42,133,000 | 41,732,000 | 40,827,000 |
| Total capital | 44,348,000 | 45,133,000 | 44,732,000 | 43,884,000 |
| Risk-weighted assets | 235,609,000 | 239,291,000 | 238,995,000 | 243,689,000 |