Call reports 2016
PEOPLES BANK, THE — 2016
What PEOPLES BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 363,439,000 | 357,825,000 | 360,429,000 | 366,623,000 |
| Total loans | 206,590,000 | 203,347,000 | 215,916,000 | 224,157,000 |
| Allowance for loan losses | 5,064,000 | 3,782,000 | 4,051,000 | 2,964,000 |
| Securities available for sale | 99,178,000 | 98,894,000 | 96,380,000 | 93,174,000 |
| Securities held to maturity | 33,761,000 | 32,550,000 | 30,254,000 | 29,603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,252,000 | 301,773,000 | 289,096,000 | 299,733,000 |
| Interest-bearing deposits | 199,797,000 | 194,166,000 | 186,265,000 | 194,508,000 |
| Noninterest-bearing deposits | 109,455,000 | 107,607,000 | 102,831,000 | 105,225,000 |
| Equity capital | 51,351,000 | 53,091,000 | 53,637,000 | 49,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,616,000 | 7,320,000 | 10,990,000 | 14,736,000 |
| Interest expense | 156,000 | 318,000 | 473,000 | 635,000 |
| Net interest income | 3,460,000 | 7,002,000 | 10,517,000 | 14,101,000 |
| Noninterest income | 1,011,000 | 1,956,000 | 2,953,000 | 3,819,000 |
| Noninterest expense | 2,519,000 | 4,987,000 | 7,370,000 | 9,722,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,662,000 | 3,391,000 | 5,226,000 | 7,036,000 |
| Income tax | 290,000 | 500,000 | 820,000 | 1,080,000 |
| Net income | 1,372,000 | 2,891,000 | 4,406,000 | 5,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,224,000 | 42,049,000 | 42,862,000 | 40,712,000 |
| Total capital | 44,055,000 | 44,832,000 | 45,809,000 | 43,676,000 |
| Risk-weighted assets | 224,266,000 | 221,675,000 | 234,652,000 | 243,169,000 |