Call reports 2015
PEOPLES BANK, THE — 2015
What PEOPLES BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 365,192,000 | 355,373,000 | 355,700,000 | 367,309,000 |
| Total loans | 199,401,000 | 205,704,000 | 204,008,000 | 208,146,000 |
| Allowance for loan losses | 4,365,000 | 4,680,000 | 4,860,000 | 4,780,000 |
| Securities available for sale | 89,377,000 | 90,770,000 | 88,323,000 | 96,219,000 |
| Securities held to maturity | 41,535,000 | 40,457,000 | 35,676,000 | 34,379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,229,000 | 302,557,000 | 300,986,000 | 315,410,000 |
| Interest-bearing deposits | 200,995,000 | 194,824,000 | 197,241,000 | 210,523,000 |
| Noninterest-bearing deposits | 111,234,000 | 107,733,000 | 103,745,000 | 104,887,000 |
| Equity capital | 50,779,000 | 51,157,000 | 52,096,000 | 49,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,468,000 | 6,936,000 | 10,444,000 | 14,041,000 |
| Interest expense | 98,000 | 196,000 | 316,000 | 451,000 |
| Net interest income | 3,370,000 | 6,740,000 | 10,128,000 | 13,590,000 |
| Noninterest income | 1,060,000 | 2,210,000 | 3,235,000 | 4,566,000 |
| Noninterest expense | 2,360,000 | 4,860,000 | 7,110,000 | 9,773,000 |
| Provision for loan losses | 550,000 | 881,000 | 1,210,000 | 2,041,000 |
| Pretax income | 1,569,000 | 3,271,000 | 5,122,000 | 6,437,000 |
| Income tax | 240,000 | 600,000 | 960,000 | 1,200,000 |
| Net income | 1,329,000 | 2,671,000 | 4,162,000 | 5,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,304,000 | 42,057,000 | 42,960,000 | 40,545,000 |
| Total capital | 44,040,000 | 44,870,000 | 45,719,000 | 43,407,000 |
| Risk-weighted assets | 217,474,000 | 223,136,000 | 218,579,000 | 227,077,000 |