Call reports 2014
PEOPLES BANK, THE — 2014
What PEOPLES BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 362,185,000 | 362,761,000 | 348,053,000 | 366,771,000 |
| Total loans | 189,212,000 | 203,744,000 | 198,237,000 | 209,486,000 |
| Allowance for loan losses | 4,087,000 | 3,899,000 | 3,982,000 | 4,121,000 |
| Securities available for sale | 88,930,000 | 96,250,000 | 89,924,000 | 90,441,000 |
| Securities held to maturity | 48,517,000 | 47,284,000 | 44,759,000 | 42,620,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,065,000 | 300,122,000 | 290,339,000 | 315,454,000 |
| Interest-bearing deposits | 186,051,000 | 174,204,000 | 170,726,000 | 211,882,000 |
| Noninterest-bearing deposits | 125,014,000 | 125,918,000 | 119,613,000 | 103,572,000 |
| Equity capital | 49,403,000 | 50,835,000 | 51,394,000 | 49,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,388,000 | 6,898,000 | 10,492,000 | 14,014,000 |
| Interest expense | 112,000 | 221,000 | 328,000 | 431,000 |
| Net interest income | 3,276,000 | 6,677,000 | 10,164,000 | 13,583,000 |
| Noninterest income | 926,000 | 1,900,000 | 2,862,000 | 3,832,000 |
| Noninterest expense | 2,638,000 | 5,196,000 | 7,424,000 | 9,781,000 |
| Provision for loan losses | 29,000 | 60,000 | 1,139,000 | 1,170,000 |
| Pretax income | 1,560,000 | 3,364,000 | 4,529,000 | 6,626,000 |
| Income tax | 360,000 | 740,000 | 1,020,000 | 1,370,000 |
| Net income | 1,200,000 | 2,624,000 | 3,509,000 | 5,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,908,000 | 41,859,000 | 42,248,000 | 40,481,000 |
| Total capital | 43,510,000 | 44,653,000 | 44,940,000 | 43,305,000 |
| Risk-weighted assets | 206,648,000 | 222,457,000 | 214,078,000 | 224,649,000 |