Call reports 2013
PEOPLES BANK, THE — 2013
What PEOPLES BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 363,993,000 | 343,510,000 | 346,069,000 | 355,627,000 |
| Total loans | 187,280,000 | 189,367,000 | 187,484,000 | 200,248,000 |
| Allowance for loan losses | 3,485,000 | 3,635,000 | 3,931,000 | 3,985,000 |
| Securities available for sale | 74,437,000 | 75,493,000 | 77,135,000 | 82,536,000 |
| Securities held to maturity | 43,399,000 | 40,580,000 | 43,855,000 | 48,891,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,950,000 | 293,870,000 | 295,356,000 | 306,513,000 |
| Interest-bearing deposits | 192,620,000 | 181,625,000 | 182,483,000 | 180,199,000 |
| Noninterest-bearing deposits | 121,330,000 | 112,245,000 | 112,873,000 | 126,314,000 |
| Equity capital | 48,594,000 | 48,438,000 | 49,394,000 | 48,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,993,000 | 5,876,000 | 8,903,000 | 12,171,000 |
| Interest expense | 136,000 | 268,000 | 395,000 | 515,000 |
| Net interest income | 2,857,000 | 5,608,000 | 8,508,000 | 11,656,000 |
| Noninterest income | 911,000 | 2,283,000 | 3,508,000 | 4,341,000 |
| Noninterest expense | 2,728,000 | 5,645,000 | 8,121,000 | 10,646,000 |
| Provision for loan losses | 156,000 | 305,000 | 453,000 | 503,000 |
| Pretax income | 940,000 | 2,041,000 | 3,572,000 | 5,001,000 |
| Income tax | 360,000 | 720,000 | 720,000 | 840,000 |
| Net income | 580,000 | 1,321,000 | 2,852,000 | 4,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,045,000 | 40,372,000 | 41,489,000 | 40,144,000 |
| Total capital | 42,592,000 | 42,918,000 | 44,011,000 | 42,864,000 |
| Risk-weighted assets | 202,937,000 | 202,591,000 | 200,443,000 | 216,345,000 |