Call reports 2012
PEOPLES BANK, THE — 2012
What PEOPLES BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 357,564,000 | 353,239,000 | 347,508,000 | 361,109,000 |
| Total loans | 183,102,000 | 189,936,000 | 191,124,000 | 196,852,000 |
| Allowance for loan losses | 4,180,000 | 4,462,000 | 4,468,000 | 3,321,000 |
| Securities available for sale | 62,442,000 | 68,013,000 | 61,753,000 | 70,096,000 |
| Securities held to maturity | 60,702,000 | 53,662,000 | 48,957,000 | 47,320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,041,000 | 301,062,000 | 294,351,000 | 311,346,000 |
| Interest-bearing deposits | 199,872,000 | 194,407,000 | 187,834,000 | 187,577,000 |
| Noninterest-bearing deposits | 106,169,000 | 106,655,000 | 106,517,000 | 123,769,000 |
| Equity capital | 47,992,000 | 48,529,000 | 49,404,000 | 48,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,626,000 | 7,051,000 | 10,338,000 | 13,595,000 |
| Interest expense | 305,000 | 570,000 | 797,000 | 997,000 |
| Net interest income | 3,321,000 | 6,481,000 | 9,541,000 | 12,598,000 |
| Noninterest income | 834,000 | 1,621,000 | 2,446,000 | 3,678,000 |
| Noninterest expense | 2,576,000 | 5,060,000 | 7,513,000 | 9,666,000 |
| Provision for loan losses | 300,000 | 600,000 | 600,000 | 3,550,000 |
| Pretax income | 1,332,000 | 2,563,000 | 4,054,000 | 3,276,000 |
| Income tax | 315,000 | 630,000 | 945,000 | 306,000 |
| Net income | 1,017,000 | 1,933,000 | 3,109,000 | 2,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,149,000 | 39,657,000 | 40,425,000 | 39,880,000 |
| Total capital | 42,753,000 | 43,319,000 | 44,070,000 | 42,549,000 |
| Risk-weighted assets | 201,137,000 | 205,576,000 | 204,150,000 | 212,884,000 |