Call reports 2011
PEOPLES BANK, THE — 2011
What PEOPLES BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 331,659,000 | 343,199,000 | 337,736,000 | 344,667,000 |
| Total loans | 182,935,000 | 179,909,000 | 179,761,000 | 182,713,000 |
| Allowance for loan losses | 3,829,000 | 3,815,000 | 4,073,000 | 4,436,000 |
| Securities available for sale | 42,524,000 | 45,267,000 | 45,810,000 | 49,685,000 |
| Securities held to maturity | 68,900,000 | 69,540,000 | 64,743,000 | 62,390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,858,000 | 290,756,000 | 284,436,000 | 293,715,000 |
| Interest-bearing deposits | 192,244,000 | 199,981,000 | 194,209,000 | 191,954,000 |
| Noninterest-bearing deposits | 87,614,000 | 90,775,000 | 90,227,000 | 101,761,000 |
| Equity capital | 46,259,000 | 47,099,000 | 47,588,000 | 47,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,848,000 | 7,738,000 | 11,547,000 | 15,171,000 |
| Interest expense | 512,000 | 1,017,000 | 1,463,000 | 1,826,000 |
| Net interest income | 3,336,000 | 6,721,000 | 10,084,000 | 13,345,000 |
| Noninterest income | 903,000 | 1,762,000 | 2,604,000 | 3,654,000 |
| Noninterest expense | 2,560,000 | 5,251,000 | 7,978,000 | 11,185,000 |
| Provision for loan losses | 0 | 0 | 250,000 | 1,100,000 |
| Pretax income | 1,744,000 | 3,417,000 | 4,709,000 | 5,016,000 |
| Income tax | 525,000 | 1,050,000 | 1,575,000 | 1,175,000 |
| Net income | 1,219,000 | 2,367,000 | 3,134,000 | 3,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,889,000 | 37,714,000 | 38,157,000 | 38,541,000 |
| Total capital | 41,490,000 | 42,321,000 | 42,749,000 | 42,111,000 |
| Risk-weighted assets | 195,674,000 | 196,087,000 | 194,628,000 | 198,184,000 |