Call reports 2010
PEOPLES BANK, THE — 2010
What PEOPLES BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 326,749,000 | 314,775,000 | 320,186,000 | 326,657,000 |
| Total loans | 178,975,000 | 184,351,000 | 175,347,000 | 187,661,000 |
| Allowance for loan losses | 4,219,000 | 4,351,000 | 4,033,000 | 3,810,000 |
| Securities available for sale | 51,159,000 | 45,148,000 | 40,610,000 | 40,005,000 |
| Securities held to maturity | 58,055,000 | 56,147,000 | 60,726,000 | 69,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,130,000 | 263,977,000 | 267,677,000 | 276,170,000 |
| Interest-bearing deposits | 186,608,000 | 187,494,000 | 187,452,000 | 183,517,000 |
| Noninterest-bearing deposits | 89,522,000 | 76,483,000 | 80,225,000 | 92,653,000 |
| Equity capital | 44,183,000 | 44,513,000 | 45,663,000 | 45,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,466,000 | 8,584,000 | 12,283,000 | 16,663,000 |
| Interest expense | 559,000 | 1,109,000 | 1,673,000 | 2,200,000 |
| Net interest income | 3,907,000 | 7,475,000 | 10,610,000 | 14,463,000 |
| Noninterest income | 725,000 | 1,475,000 | 2,450,000 | 3,575,000 |
| Noninterest expense | 2,528,000 | 4,991,000 | 7,431,000 | 10,211,000 |
| Provision for loan losses | 999,000 | 1,201,000 | 1,618,000 | 2,019,000 |
| Pretax income | 1,273,000 | 2,955,000 | 3,992,000 | 5,995,000 |
| Income tax | 380,000 | 950,000 | 1,330,000 | 2,010,000 |
| Net income | 893,000 | 2,005,000 | 2,662,000 | 3,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,499,000 | 34,372,000 | 34,791,000 | 35,994,000 |
| Total capital | 39,159,000 | 40,087,000 | 40,389,000 | 40,670,000 |
| Risk-weighted assets | 194,365,000 | 198,703,000 | 189,525,000 | 201,791,000 |