Call reports 2009
PEOPLES BANK, THE — 2009
What PEOPLES BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 331,819,000 | 329,658,000 | 320,224,000 | 324,309,000 |
| Total loans | 175,684,000 | 186,773,000 | 182,782,000 | 185,283,000 |
| Allowance for loan losses | 3,512,000 | 3,642,000 | 3,671,000 | 4,139,000 |
| Securities available for sale | 58,197,000 | 56,456,000 | 55,026,000 | 54,793,000 |
| Securities held to maturity | 61,958,000 | 59,573,000 | 56,668,000 | 54,406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,363,000 | 279,340,000 | 269,026,000 | 274,601,000 |
| Interest-bearing deposits | 203,530,000 | 215,527,000 | 189,859,000 | 182,958,000 |
| Noninterest-bearing deposits | 78,833,000 | 63,813,000 | 79,167,000 | 91,643,000 |
| Equity capital | 41,727,000 | 42,754,000 | 43,517,000 | 43,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,809,000 | 9,528,000 | 13,802,000 | 18,151,000 |
| Interest expense | 954,000 | 1,737,000 | 2,451,000 | 3,085,000 |
| Net interest income | 3,855,000 | 7,791,000 | 11,351,000 | 15,066,000 |
| Noninterest income | 760,000 | 1,551,000 | 2,361,000 | 3,007,000 |
| Noninterest expense | 2,740,000 | 5,521,000 | 8,236,000 | 10,931,000 |
| Provision for loan losses | 180,000 | 240,000 | 240,000 | 665,000 |
| Pretax income | 1,721,000 | 3,626,000 | 5,285,000 | 6,527,000 |
| Income tax | 480,000 | 960,000 | 1,530,000 | 2,030,000 |
| Net income | 1,241,000 | 2,666,000 | 3,755,000 | 4,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,277,000 | 31,470,000 | 32,325,000 | 32,834,000 |
| Total capital | 36,972,000 | 38,263,000 | 39,081,000 | 38,561,000 |
| Risk-weighted assets | 192,341,000 | 199,680,000 | 197,119,000 | 199,897,000 |