Call reports 2008
PEOPLES BANK, THE — 2008
What PEOPLES BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 247,587,000 | 307,406,000 | 304,989,000 | 340,038,000 |
| Total loans | 140,251,000 | 173,393,000 | 168,451,000 | 180,823,000 |
| Allowance for loan losses | 2,426,000 | 2,784,000 | 2,791,000 | 3,317,000 |
| Securities available for sale | 50,224,000 | 57,854,000 | 57,138,000 | 58,168,000 |
| Securities held to maturity | 34,240,000 | 40,207,000 | 40,125,000 | 57,457,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,390,000 | 261,660,000 | 258,245,000 | 291,928,000 |
| Interest-bearing deposits | 149,002,000 | 197,532,000 | 194,143,000 | 226,061,000 |
| Noninterest-bearing deposits | 52,388,000 | 64,128,000 | 64,102,000 | 65,867,000 |
| Equity capital | 38,393,000 | 38,332,000 | 39,456,000 | 41,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,990,000 | 7,930,000 | 12,681,000 | 17,207,000 |
| Interest expense | 1,208,000 | 2,305,000 | 3,485,000 | 4,550,000 |
| Net interest income | 2,782,000 | 5,625,000 | 9,196,000 | 12,657,000 |
| Noninterest income | 529,000 | 1,122,000 | 1,962,000 | 2,978,000 |
| Noninterest expense | 1,870,000 | 3,952,000 | 6,517,000 | 9,197,000 |
| Provision for loan losses | 0 | 0 | 0 | 550,000 |
| Pretax income | 1,464,000 | 2,860,000 | 4,756,000 | 6,019,000 |
| Income tax | 420,000 | 840,000 | 1,420,000 | 1,865,000 |
| Net income | 1,044,000 | 2,020,000 | 3,336,000 | 4,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,677,000 | 27,434,000 | 28,628,000 | 29,249,000 |
| Total capital | 37,542,000 | 29,734,000 | 35,151,000 | 35,974,000 |
| Risk-weighted assets | 148,627,000 | 183,549,000 | 179,562,000 | 196,147,000 |