Call reports 2007
PEOPLES BANK, THE — 2007
What PEOPLES BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 214,473,000 | 231,760,000 | 242,793,000 | 253,337,000 |
| Total loans | 136,016,000 | 136,110,000 | 131,213,000 | 141,530,000 |
| Allowance for loan losses | 2,675,000 | 2,669,000 | 2,400,000 | 2,329,000 |
| Securities available for sale | 40,523,000 | 40,247,000 | 48,050,000 | 50,153,000 |
| Securities held to maturity | 30,779,000 | 30,278,000 | 27,473,000 | 32,212,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,796,000 | 190,472,000 | 200,638,000 | 209,673,000 |
| Interest-bearing deposits | 132,537,000 | 144,862,000 | 152,067,000 | 160,941,000 |
| Noninterest-bearing deposits | 41,259,000 | 45,610,000 | 48,571,000 | 48,732,000 |
| Equity capital | 34,533,000 | 35,159,000 | 35,426,000 | 36,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,552,000 | 7,232,000 | 11,190,000 | 15,479,000 |
| Interest expense | 1,166,000 | 2,461,000 | 3,920,000 | 5,329,000 |
| Net interest income | 2,386,000 | 4,771,000 | 7,270,000 | 10,150,000 |
| Noninterest income | 405,000 | 864,000 | 1,456,000 | 1,842,000 |
| Noninterest expense | 1,717,000 | 3,377,000 | 5,093,000 | 6,973,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,085,000 | 2,286,000 | 3,671,000 | 5,061,000 |
| Income tax | 360,000 | 750,000 | 1,130,000 | 1,630,000 |
| Net income | 725,000 | 1,536,000 | 2,541,000 | 3,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,585,000 | 34,386,000 | 34,082,000 | 34,866,000 |
| Total capital | 35,359,000 | 36,203,000 | 35,874,000 | 36,744,000 |
| Risk-weighted assets | 141,046,000 | 144,503,000 | 142,753,000 | 149,793,000 |