Call reports 2005
PEOPLES BANK, THE — 2005
What PEOPLES BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 199,525,000 | 200,261,000 | 201,851,000 | 212,279,000 |
| Total loans | 110,498,000 | 110,188,000 | 107,332,000 | 125,789,000 |
| Allowance for loan losses | 2,635,000 | 2,548,000 | 2,557,000 | 2,576,000 |
| Securities available for sale | 30,494,000 | 37,284,000 | 40,146,000 | 39,241,000 |
| Securities held to maturity | 45,007,000 | 45,474,000 | 43,288,000 | 39,026,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,488,000 | 163,277,000 | 165,459,000 | 174,765,000 |
| Interest-bearing deposits | 130,289,000 | 127,914,000 | 129,935,000 | 137,559,000 |
| Noninterest-bearing deposits | 34,199,000 | 35,363,000 | 35,524,000 | 37,206,000 |
| Equity capital | 29,122,000 | 29,802,000 | 30,017,000 | 30,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,864,000 | 5,730,000 | 8,709,000 | 11,869,000 |
| Interest expense | 709,000 | 1,477,000 | 2,346,000 | 3,301,000 |
| Net interest income | 2,155,000 | 4,253,000 | 6,363,000 | 8,568,000 |
| Noninterest income | 959,000 | 1,414,000 | 1,856,000 | 2,388,000 |
| Noninterest expense | 1,678,000 | 3,529,000 | 5,259,000 | 7,146,000 |
| Provision for loan losses | 36,000 | 0 | 0 | 36,000 |
| Pretax income | 1,403,000 | 2,141,000 | 2,965,000 | 3,784,000 |
| Income tax | 270,000 | 540,000 | 810,000 | 1,115,000 |
| Net income | 1,133,000 | 1,601,000 | 2,155,000 | 2,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,086,000 | 28,545,000 | 29,089,000 | 29,570,000 |
| Total capital | 33,985,000 | 34,443,000 | 34,920,000 | 35,655,000 |
| Risk-weighted assets | 121,095,000 | 121,131,000 | 119,083,000 | 137,548,000 |
Machine access — free, no API key
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