Call reports 2003
PEOPLES BANK, THE — 2003
What PEOPLES BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 197,187,000 | 197,302,000 | 197,462,000 | 198,612,000 |
| Total loans | 112,434,000 | 109,299,000 | 106,267,000 | 112,083,000 |
| Allowance for loan losses | 2,890,000 | 3,215,000 | 2,788,000 | 2,805,000 |
| Securities available for sale | 18,369,000 | 17,290,000 | 19,259,000 | 30,540,000 |
| Securities held to maturity | 34,053,000 | 37,485,000 | 43,459,000 | 46,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,981,000 | 166,524,000 | 165,920,000 | 166,798,000 |
| Interest-bearing deposits | 137,627,000 | 137,711,000 | 137,160,000 | 134,604,000 |
| Noninterest-bearing deposits | 29,354,000 | 28,813,000 | 28,760,000 | 32,194,000 |
| Equity capital | 24,095,000 | 24,674,000 | 25,367,000 | 26,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,104,000 | 6,002,000 | 8,950,000 | 11,846,000 |
| Interest expense | 728,000 | 1,402,000 | 2,057,000 | 2,682,000 |
| Net interest income | 2,376,000 | 4,600,000 | 6,893,000 | 9,164,000 |
| Noninterest income | 493,000 | 1,047,000 | 1,519,000 | 2,012,000 |
| Noninterest expense | 1,822,000 | 3,507,000 | 5,161,000 | 6,936,000 |
| Provision for loan losses | 159,000 | 318,000 | 350,000 | 350,000 |
| Pretax income | 895,000 | 1,833,000 | 2,917,000 | 3,918,000 |
| Income tax | 270,000 | 540,000 | 810,000 | 990,000 |
| Net income | 625,000 | 1,293,000 | 2,107,000 | 2,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,981,000 | 22,640,000 | 23,444,000 | 24,255,000 |
| Total capital | 27,890,000 | 28,544,000 | 29,312,000 | 30,194,000 |
| Risk-weighted assets | 119,198,000 | 118,436,000 | 115,951,000 | 121,698,000 |
Machine access — free, no API key
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