Call reports 2025
NATIONAL BANK OF COXSACKIE, THE — 2025
What NATIONAL BANK OF COXSACKIE, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 534,365,000 | 521,804,000 | 545,820,000 | 511,817,000 |
| Total loans | 387,064,000 | 379,646,000 | 373,695,000 | 366,355,000 |
| Allowance for loan losses | 4,031,000 | 4,007,000 | 3,673,000 | 3,680,000 |
| Securities available for sale | 117,355,000 | 115,722,000 | 105,233,000 | 100,915,000 |
| Securities held to maturity | 4,058,000 | 3,799,000 | 3,654,000 | 3,784,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 462,632,000 | 448,379,000 | 485,619,000 | 451,857,000 |
| Interest-bearing deposits | 354,267,000 | 336,386,000 | 373,512,000 | 346,569,000 |
| Noninterest-bearing deposits | 108,365,000 | 111,993,000 | 112,107,000 | 105,288,000 |
| Equity capital | 41,299,000 | 42,161,000 | 44,053,000 | 44,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,616,000 | 11,229,000 | 16,831,000 | 22,753,000 |
| Interest expense | 2,418,000 | 4,846,000 | 7,134,000 | 9,408,000 |
| Net interest income | 3,198,000 | 6,383,000 | 9,697,000 | 13,345,000 |
| Noninterest income | 438,000 | 962,000 | 1,435,000 | 1,808,000 |
| Noninterest expense | 3,312,000 | 6,644,000 | 9,989,000 | 13,602,000 |
| Provision for loan losses | 0 | 0 | -350,000 | -350,000 |
| Pretax income | 324,000 | 701,000 | 1,493,000 | 1,901,000 |
| Income tax | 56,000 | 118,000 | 275,000 | 347,000 |
| Net income | 268,000 | 583,000 | 1,218,000 | 1,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,147,000 | 47,344,000 | 47,863,000 | 48,081,000 |
| Total capital | 50,891,000 | 50,987,000 | 51,450,000 | 51,584,000 |
| Risk-weighted assets | 299,090,000 | 290,975,000 | 286,746,000 | 279,951,000 |