Call reports 2024
NATIONAL BANK OF COXSACKIE, THE — 2024
What NATIONAL BANK OF COXSACKIE, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 536,640,000 | 534,364,000 | 570,244,000 | 532,585,000 |
| Total loans | 386,341,000 | 386,975,000 | 386,744,000 | 388,098,000 |
| Allowance for loan losses | 3,942,000 | 3,966,000 | 4,006,000 | 4,028,000 |
| Securities available for sale | 121,264,000 | 119,426,000 | 135,214,000 | 118,063,000 |
| Securities held to maturity | 4,626,000 | 4,521,000 | 4,153,000 | 3,961,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,786,000 | 430,848,000 | 472,523,000 | 460,913,000 |
| Interest-bearing deposits | 328,592,000 | 318,533,000 | 360,168,000 | 353,358,000 |
| Noninterest-bearing deposits | 107,194,000 | 112,315,000 | 112,355,000 | 107,555,000 |
| Equity capital | 37,384,000 | 37,781,000 | 40,651,000 | 40,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,561,000 | 11,150,000 | 16,755,000 | 22,620,000 |
| Interest expense | 2,230,000 | 4,616,000 | 7,163,000 | 9,730,000 |
| Net interest income | 3,331,000 | 6,534,000 | 9,592,000 | 12,890,000 |
| Noninterest income | 374,000 | 913,000 | 1,356,000 | 1,840,000 |
| Noninterest expense | 3,253,000 | 6,306,000 | 9,406,000 | 12,596,000 |
| Provision for loan losses | 20,000 | 40,000 | 80,000 | 100,000 |
| Pretax income | 432,000 | 1,101,000 | 1,462,000 | 2,034,000 |
| Income tax | 66,000 | 182,000 | 231,000 | 327,000 |
| Net income | 366,000 | 919,000 | 1,231,000 | 1,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,124,000 | 46,441,000 | 46,637,000 | 46,996,000 |
| Total capital | 49,845,000 | 50,174,000 | 50,367,000 | 50,728,000 |
| Risk-weighted assets | 297,345,000 | 298,284,000 | 298,001,000 | 298,132,000 |