Call reports 2023
NATIONAL BANK OF COXSACKIE, THE — 2023
What NATIONAL BANK OF COXSACKIE, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 524,125,000 | 526,972,000 | 558,021,000 | 545,564,000 |
| Total loans | 357,654,000 | 365,163,000 | 378,477,000 | 387,277,000 |
| Allowance for loan losses | 3,730,000 | 3,806,000 | 3,858,000 | 3,933,000 |
| Securities available for sale | 138,998,000 | 130,195,000 | 144,689,000 | 132,886,000 |
| Securities held to maturity | 5,147,000 | 5,317,000 | 4,897,000 | 4,692,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,912,000 | 399,076,000 | 455,426,000 | 433,870,000 |
| Interest-bearing deposits | 307,957,000 | 281,728,000 | 333,881,000 | 325,385,000 |
| Noninterest-bearing deposits | 115,955,000 | 117,348,000 | 121,545,000 | 108,485,000 |
| Equity capital | 32,661,000 | 31,267,000 | 32,166,000 | 37,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,647,000 | 9,545,000 | 14,752,000 | 20,496,000 |
| Interest expense | 1,312,000 | 3,002,000 | 5,071,000 | 7,163,000 |
| Net interest income | 3,335,000 | 6,543,000 | 9,681,000 | 13,333,000 |
| Noninterest income | 323,000 | 654,000 | 1,001,000 | 1,405,000 |
| Noninterest expense | 3,129,000 | 6,230,000 | 9,300,000 | 12,517,000 |
| Provision for loan losses | 70,000 | 140,000 | 190,000 | 260,000 |
| Pretax income | 453,000 | 821,000 | 1,186,000 | 1,364,000 |
| Income tax | 60,000 | 97,000 | 140,000 | 142,000 |
| Net income | 393,000 | 724,000 | 1,046,000 | 1,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,887,000 | 42,031,000 | 44,267,000 | 45,875,000 |
| Total capital | 45,438,000 | 45,660,000 | 47,983,000 | 49,606,000 |
| Risk-weighted assets | 283,782,000 | 289,968,000 | 296,989,000 | 298,130,000 |