Call reports 2022
NATIONAL BANK OF COXSACKIE, THE — 2022
What NATIONAL BANK OF COXSACKIE, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 465,555,000 | 474,657,000 | 483,372,000 | 506,511,000 |
| Total loans | 293,927,000 | 309,309,000 | 327,954,000 | 343,267,000 |
| Allowance for loan losses | 3,637,000 | 3,795,000 | 3,799,000 | 3,805,000 |
| Securities available for sale | 140,313,000 | 134,123,000 | 126,449,000 | 136,743,000 |
| Securities held to maturity | 15,179,000 | 6,684,000 | 5,073,000 | 4,944,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,807,000 | 406,167,000 | 432,280,000 | 432,840,000 |
| Interest-bearing deposits | 296,190,000 | 278,004,000 | 280,887,000 | 311,546,000 |
| Noninterest-bearing deposits | 118,617,000 | 128,163,000 | 151,393,000 | 121,294,000 |
| Equity capital | 32,210,000 | 30,527,000 | 28,528,000 | 29,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,864,000 | 7,905,000 | 11,985,000 | 16,433,000 |
| Interest expense | 125,000 | 325,000 | 828,000 | 1,586,000 |
| Net interest income | 3,739,000 | 7,580,000 | 11,157,000 | 14,847,000 |
| Noninterest income | 369,000 | 815,000 | 1,339,000 | 1,670,000 |
| Noninterest expense | 2,828,000 | 5,617,000 | 8,588,000 | 11,664,000 |
| Provision for loan losses | 100,000 | 250,000 | 250,000 | 250,000 |
| Pretax income | 1,175,000 | 2,523,000 | 3,653,000 | 4,598,000 |
| Income tax | 216,000 | 471,000 | 679,000 | 848,000 |
| Net income | 959,000 | 2,052,000 | 2,974,000 | 3,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,622,000 | 40,282,000 | 41,134,000 | 41,444,000 |
| Total capital | 42,665,000 | 43,571,000 | 44,556,000 | 44,989,000 |
| Risk-weighted assets | 242,707,000 | 262,473,000 | 273,209,000 | 283,203,000 |