Call reports 2021
NATIONAL BANK OF COXSACKIE, THE — 2021
What NATIONAL BANK OF COXSACKIE, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 453,073,000 | 463,967,000 | 474,779,000 | 466,805,000 |
| Total loans | 271,702,000 | 278,254,000 | 281,652,000 | 283,819,000 |
| Allowance for loan losses | 2,980,000 | 3,200,000 | 3,388,000 | 3,540,000 |
| Securities available for sale | 109,958,000 | 127,437,000 | 139,346,000 | 152,795,000 |
| Securities held to maturity | 27,405,000 | 24,462,000 | 17,889,000 | 15,194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,078,000 | 409,493,000 | 419,927,000 | 404,437,000 |
| Interest-bearing deposits | 281,812,000 | 275,398,000 | 268,213,000 | 278,583,000 |
| Noninterest-bearing deposits | 118,266,000 | 134,095,000 | 151,714,000 | 125,854,000 |
| Equity capital | 36,201,000 | 37,906,000 | 38,613,000 | 38,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,827,000 | 7,590,000 | 11,593,000 | 15,808,000 |
| Interest expense | 130,000 | 258,000 | 377,000 | 506,000 |
| Net interest income | 3,697,000 | 7,332,000 | 11,216,000 | 15,302,000 |
| Noninterest income | 302,000 | 697,000 | 1,060,000 | 1,398,000 |
| Noninterest expense | 2,584,000 | 4,906,000 | 7,439,000 | 10,669,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 825,000 |
| Pretax income | 1,184,000 | 2,669,000 | 4,145,000 | 5,180,000 |
| Income tax | 180,000 | 399,000 | 656,000 | 817,000 |
| Net income | 1,004,000 | 2,270,000 | 3,489,000 | 4,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,794,000 | 37,183,000 | 38,333,000 | 38,731,000 |
| Total capital | 38,446,000 | 39,917,000 | 41,175,000 | 41,612,000 |
| Risk-weighted assets | 211,682,000 | 218,123,000 | 226,652,000 | 229,706,000 |