Call reports 2020
NATIONAL BANK OF COXSACKIE, THE — 2020
What NATIONAL BANK OF COXSACKIE, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 333,943,000 | 364,301,000 | 408,758,000 | 413,444,000 |
| Total loans | 201,518,000 | 238,169,000 | 246,590,000 | 254,052,000 |
| Allowance for loan losses | 2,096,000 | 2,300,000 | 2,528,000 | 2,755,000 |
| Securities available for sale | 77,765,000 | 79,052,000 | 89,535,000 | 109,437,000 |
| Securities held to maturity | 5,353,000 | 10,932,000 | 25,350,000 | 30,165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,013,000 | 314,396,000 | 358,144,000 | 360,275,000 |
| Interest-bearing deposits | 228,571,000 | 217,748,000 | 247,258,000 | 261,625,000 |
| Noninterest-bearing deposits | 74,442,000 | 96,648,000 | 110,886,000 | 98,650,000 |
| Equity capital | 30,091,000 | 33,709,000 | 34,768,000 | 36,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,949,000 | 5,993,000 | 9,231,000 | 12,930,000 |
| Interest expense | 413,000 | 617,000 | 782,000 | 933,000 |
| Net interest income | 2,536,000 | 5,376,000 | 8,449,000 | 11,997,000 |
| Noninterest income | 317,000 | 603,000 | 926,000 | 1,228,000 |
| Noninterest expense | 2,383,000 | 4,566,000 | 6,894,000 | 9,465,000 |
| Provision for loan losses | 110,000 | 310,000 | 560,000 | 785,000 |
| Pretax income | 353,000 | 1,093,000 | 1,911,000 | 2,968,000 |
| Income tax | 57,000 | 185,000 | 325,000 | 466,000 |
| Net income | 296,000 | 908,000 | 1,586,000 | 2,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,841,000 | 32,215,000 | 33,319,000 | 34,859,000 |
| Total capital | 31,057,000 | 34,557,000 | 35,813,000 | 37,502,000 |
| Risk-weighted assets | 183,479,000 | 187,341,000 | 199,372,000 | 211,185,000 |