Call reports 2018
NATIONAL BANK OF COXSACKIE, THE — 2018
What NATIONAL BANK OF COXSACKIE, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 308,885,000 | 288,168,000 | 291,654,000 | 294,597,000 |
| Total loans | 143,417,000 | 148,065,000 | 153,354,000 | 161,531,000 |
| Allowance for loan losses | 1,520,000 | 1,530,000 | 1,578,000 | 1,655,000 |
| Securities available for sale | 120,334,000 | 109,984,000 | 104,739,000 | 106,310,000 |
| Securities held to maturity | 5,722,000 | 6,435,000 | 6,511,000 | 4,651,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,359,000 | 260,668,000 | 265,929,000 | 255,441,000 |
| Interest-bearing deposits | 214,535,000 | 188,974,000 | 188,607,000 | 174,033,000 |
| Noninterest-bearing deposits | 68,824,000 | 71,694,000 | 77,322,000 | 81,408,000 |
| Equity capital | 24,887,000 | 24,882,000 | 25,000,000 | 26,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,320,000 | 4,702,000 | 7,101,000 | 9,659,000 |
| Interest expense | 122,000 | 268,000 | 510,000 | 742,000 |
| Net interest income | 2,198,000 | 4,434,000 | 6,591,000 | 8,917,000 |
| Noninterest income | 269,000 | 565,000 | 962,000 | 1,280,000 |
| Noninterest expense | 1,959,000 | 3,972,000 | 6,055,000 | 8,094,000 |
| Provision for loan losses | 0 | 20,000 | 70,000 | 160,000 |
| Pretax income | 492,000 | 991,000 | 1,400,000 | 1,913,000 |
| Income tax | 99,000 | 192,000 | 254,000 | 332,000 |
| Net income | 393,000 | 799,000 | 1,146,000 | 1,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,464,000 | 26,871,000 | 27,220,000 | 27,419,000 |
| Total capital | 28,102,000 | 28,519,000 | 28,916,000 | 29,192,000 |
| Risk-weighted assets | 142,865,000 | 144,430,000 | 148,146,000 | 154,724,000 |