Call reports 2016
NATIONAL BANK OF COXSACKIE, THE — 2016
What NATIONAL BANK OF COXSACKIE, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 306,856,000 | 285,525,000 | 298,432,000 | 293,674,000 |
| Total loans | 127,687,000 | 127,954,000 | 129,245,000 | 130,453,000 |
| Allowance for loan losses | 1,135,000 | 1,159,000 | 1,137,000 | 1,408,000 |
| Securities available for sale | 140,476,000 | 124,463,000 | 119,934,000 | 129,223,000 |
| Securities held to maturity | 4,820,000 | 4,694,000 | 5,718,000 | 5,410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,544,000 | 252,565,000 | 272,012,000 | 268,440,000 |
| Interest-bearing deposits | 226,809,000 | 196,102,000 | 217,496,000 | 214,523,000 |
| Noninterest-bearing deposits | 53,735,000 | 56,463,000 | 54,516,000 | 53,917,000 |
| Equity capital | 25,816,000 | 25,982,000 | 25,950,000 | 24,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,125,000 | 4,197,000 | 6,206,000 | 8,369,000 |
| Interest expense | 146,000 | 288,000 | 415,000 | 555,000 |
| Net interest income | 1,979,000 | 3,909,000 | 5,791,000 | 7,814,000 |
| Noninterest income | 251,000 | 567,000 | 829,000 | 1,096,000 |
| Noninterest expense | 1,799,000 | 3,588,000 | 5,469,000 | 7,320,000 |
| Provision for loan losses | 0 | 330,000 | 420,000 | 735,000 |
| Pretax income | 445,000 | 754,000 | 1,097,000 | 1,208,000 |
| Income tax | 59,000 | 193,000 | 116,000 | 205,000 |
| Net income | 386,000 | 561,000 | 981,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,627,000 | 24,566,000 | 24,986,000 | 25,008,000 |
| Total capital | 25,880,000 | 25,843,000 | 26,241,000 | 26,534,000 |
| Risk-weighted assets | 133,032,000 | 128,922,000 | 130,826,000 | 132,445,000 |