Call reports 2022
ASHTON STATE BANK — 2022
What ASHTON STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 20,777,000 | 19,517,000 | 18,972,000 |
| Total loans | 11,617,000 | 11,617,000 | 11,854,000 |
| Allowance for loan losses | 364,000 | 365,000 | 375,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 3,600,000 | 3,600,000 | 3,600,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 19,090,000 | 17,859,000 | 17,158,000 |
| Interest-bearing deposits | 15,083,000 | 14,168,000 | 13,336,000 |
| Noninterest-bearing deposits | 4,007,000 | 3,691,000 | 3,822,000 |
| Equity capital | 1,674,000 | 1,571,000 | 1,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 177,000 | 353,000 | 537,000 |
| Interest expense | 19,000 | 40,000 | 61,000 |
| Net interest income | 158,000 | 313,000 | 476,000 |
| Noninterest income | 7,000 | 19,000 | 130,000 |
| Noninterest expense | 118,000 | 392,000 | 545,000 |
| Provision for loan losses | 7,000 | 3,000 | 5,000 |
| Pretax income | 40,000 | -63,000 | 56,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 40,000 | -63,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 1,674,000 | 1,571,000 | 1,690,000 |
| Total capital | 1,776,000 | 1,684,000 | 1,801,000 |
| Risk-weighted assets | 7,922,000 | 8,832,000 | 8,691,000 |