Call reports 2021
ASHTON STATE BANK — 2021
What ASHTON STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 20,864,000 | 20,121,000 | 19,521,000 | 19,706,000 |
| Total loans | 13,977,000 | 13,807,000 | 13,189,000 | 12,508,000 |
| Allowance for loan losses | 522,000 | 523,000 | 313,000 | 357,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,200,000 | 1,200,000 | 1,200,000 | 2,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,173,000 | 17,332,000 | 17,659,000 | 17,354,000 |
| Interest-bearing deposits | 15,487,000 | 13,999,000 | 13,983,000 | 13,884,000 |
| Noninterest-bearing deposits | 3,686,000 | 3,333,000 | 3,676,000 | 3,470,000 |
| Equity capital | 1,673,000 | 1,669,000 | 1,663,000 | 1,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 170,000 | 368,000 | 588,000 | 796,000 |
| Interest expense | 36,000 | 68,000 | 95,000 | 116,000 |
| Net interest income | 134,000 | 300,000 | 493,000 | 680,000 |
| Noninterest income | 8,000 | 15,000 | 25,000 | 34,000 |
| Noninterest expense | 219,000 | 408,000 | 602,000 | 828,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 33,000 |
| Pretax income | -79,000 | -83,000 | -89,000 | -147,000 |
| Income tax | 0 | 0 | 0 | -29,000 |
| Net income | -79,000 | -83,000 | -89,000 | -118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,673,000 | 1,669,000 | 1,663,000 | 1,633,000 |
| Total capital | 1,891,000 | 1,824,000 | 1,788,000 | 1,765,000 |
| Risk-weighted assets | 17,182,000 | 12,099,000 | 9,821,000 | 10,409,000 |