Call reports 2018
ASHTON STATE BANK — 2018
What ASHTON STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 21,771,000 | 21,380,000 | 21,455,000 | 22,089,000 |
| Total loans | 16,394,000 | 16,522,000 | 16,494,000 | 16,931,000 |
| Allowance for loan losses | 575,000 | 492,000 | 392,000 | 407,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,435,000 | 19,178,000 | 19,037,000 | 19,230,000 |
| Interest-bearing deposits | 16,549,000 | 16,597,000 | 16,112,000 | 15,426,000 |
| Noninterest-bearing deposits | 2,886,000 | 2,581,000 | 2,925,000 | 3,804,000 |
| Equity capital | 2,300,000 | 2,164,000 | 2,189,000 | 2,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 247,000 | 521,000 | 799,000 | 1,071,000 |
| Interest expense | 44,000 | 90,000 | 139,000 | 189,000 |
| Net interest income | 203,000 | 431,000 | 660,000 | 882,000 |
| Noninterest income | 14,000 | 39,000 | 53,000 | 61,000 |
| Noninterest expense | 201,000 | 380,000 | 580,000 | 782,000 |
| Provision for loan losses | 15,000 | 211,000 | 226,000 | 241,000 |
| Pretax income | 1,000 | -121,000 | -93,000 | -80,000 |
| Income tax | 6,000 | 19,000 | 22,000 | 0 |
| Net income | -5,000 | -140,000 | -115,000 | -80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,300,000 | 2,164,000 | 2,189,000 | 2,224,000 |
| Total capital | 2,535,000 | 2,397,000 | 2,423,000 | 2,466,000 |
| Risk-weighted assets | 18,535,000 | 18,402,000 | 18,617,000 | 19,238,000 |