Call reports 2017
ASHTON STATE BANK — 2017
What ASHTON STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 21,578,000 | 21,397,000 | 22,025,000 | 21,362,000 |
| Total loans | 16,280,000 | 16,255,000 | 16,896,000 | 16,531,000 |
| Allowance for loan losses | 507,000 | 523,000 | 537,000 | 556,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,334,000 | 18,876,000 | 18,837,000 | 18,230,000 |
| Interest-bearing deposits | 16,688,000 | 16,512,000 | 16,561,000 | 15,579,000 |
| Noninterest-bearing deposits | 2,646,000 | 2,364,000 | 2,276,000 | 2,651,000 |
| Equity capital | 2,216,000 | 2,281,000 | 2,255,000 | 2,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 238,000 | 571,000 | 792,000 | 1,042,000 |
| Interest expense | 39,000 | 83,000 | 126,000 | 169,000 |
| Net interest income | 199,000 | 488,000 | 666,000 | 873,000 |
| Noninterest income | 12,000 | 25,000 | 39,000 | 53,000 |
| Noninterest expense | 196,000 | 380,000 | 572,000 | 759,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 3,000 | 109,000 | 97,000 | 119,000 |
| Income tax | 0 | 41,000 | 55,000 | 15,000 |
| Net income | 3,000 | 68,000 | 42,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,216,000 | 2,281,000 | 2,255,000 | 2,317,000 |
| Total capital | 2,448,000 | 2,510,000 | 2,494,000 | 2,554,000 |
| Risk-weighted assets | 18,313,000 | 18,071,000 | 18,869,000 | 18,720,000 |