Call reports 2016
ASHTON STATE BANK — 2016
What ASHTON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 22,515,000 | 22,297,000 | 22,653,000 | 21,732,000 |
| Total loans | 15,107,000 | 16,089,000 | 16,922,000 | 15,950,000 |
| Allowance for loan losses | 482,000 | 494,000 | 512,000 | 491,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,263,000 | 19,952,000 | 20,277,000 | 19,378,000 |
| Interest-bearing deposits | 17,642,000 | 17,654,000 | 17,820,000 | 16,820,000 |
| Noninterest-bearing deposits | 2,621,000 | 2,298,000 | 2,457,000 | 2,558,000 |
| Equity capital | 2,147,000 | 2,200,000 | 2,230,000 | 2,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 537,000 | 773,000 | 1,051,000 |
| Interest expense | 41,000 | 83,000 | 126,000 | 169,000 |
| Net interest income | 230,000 | 454,000 | 647,000 | 882,000 |
| Noninterest income | 18,000 | 37,000 | 49,000 | 66,000 |
| Noninterest expense | 170,000 | 313,000 | 494,000 | 694,000 |
| Provision for loan losses | 10,000 | 21,000 | 31,000 | 82,000 |
| Pretax income | 68,000 | 157,000 | 185,000 | 186,000 |
| Income tax | 17,000 | 40,000 | 39,000 | 45,000 |
| Net income | 51,000 | 117,000 | 146,000 | 141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,147,000 | 2,200,000 | 2,230,000 | 2,225,000 |
| Total capital | 2,294,000 | 2,434,000 | 2,468,000 | 2,455,000 |
| Risk-weighted assets | 11,481,000 | 18,515,000 | 18,786,000 | 18,163,000 |