Call reports 2022
NATIONAL CAPITAL BANK OF WASHINGTON, THE — 2022
What NATIONAL CAPITAL BANK OF WASHINGTON, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 668,356,000 | 676,289,000 | 669,650,000 | 643,822,000 |
| Total loans | 406,497,000 | 398,679,000 | 417,719,000 | 425,149,000 |
| Allowance for loan losses | 5,802,000 | 5,504,000 | 5,310,000 | 5,069,000 |
| Securities available for sale | 106,795,000 | 99,398,000 | 92,703,000 | 84,714,000 |
| Securities held to maturity | 79,105,000 | 76,099,000 | 73,900,000 | 72,344,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 596,563,000 | 607,198,000 | 602,275,000 | 576,142,000 |
| Interest-bearing deposits | 387,385,000 | 382,858,000 | 379,287,000 | 361,897,000 |
| Noninterest-bearing deposits | 209,178,000 | 224,340,000 | 222,988,000 | 214,245,000 |
| Equity capital | 58,643,000 | 57,063,000 | 54,946,000 | 57,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,886,000 | 10,175,000 | 15,960,000 | 22,442,000 |
| Interest expense | 137,000 | 353,000 | 745,000 | 1,444,000 |
| Net interest income | 4,749,000 | 9,822,000 | 15,215,000 | 20,998,000 |
| Noninterest income | 662,000 | 1,283,000 | 1,905,000 | 2,488,000 |
| Noninterest expense | 4,306,000 | 8,641,000 | 12,973,000 | 17,257,000 |
| Provision for loan losses | -158,000 | -456,000 | -650,000 | -891,000 |
| Pretax income | 1,263,000 | 2,920,000 | 4,797,000 | 6,728,000 |
| Income tax | 296,000 | 698,000 | 1,159,000 | 1,605,000 |
| Net income | 967,000 | 2,222,000 | 3,638,000 | 5,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,372,000 | 66,354,000 | 67,498,000 | 68,710,000 |
| Total capital | 70,352,000 | 71,418,000 | 72,812,000 | 73,809,000 |
| Risk-weighted assets | 397,589,000 | 404,683,000 | 425,172,000 | 430,182,000 |