Call reports 2021
NATIONAL CAPITAL BANK OF WASHINGTON, THE — 2021
What NATIONAL CAPITAL BANK OF WASHINGTON, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 630,187,000 | 653,304,000 | 645,120,000 | 734,528,000 |
| Total loans | 481,601,000 | 467,696,000 | 433,470,000 | 396,453,000 |
| Allowance for loan losses | 6,160,000 | 6,251,000 | 6,281,000 | 5,958,000 |
| Securities available for sale | 112,424,000 | 123,038,000 | 161,056,000 | 178,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 551,758,000 | 576,954,000 | 572,415,000 | 661,635,000 |
| Interest-bearing deposits | 355,267,000 | 367,276,000 | 366,886,000 | 386,457,000 |
| Noninterest-bearing deposits | 196,491,000 | 209,678,000 | 205,529,000 | 275,178,000 |
| Equity capital | 52,758,000 | 63,249,000 | 63,573,000 | 63,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,137,000 | 10,557,000 | 15,903,000 | 21,263,000 |
| Interest expense | 200,000 | 369,000 | 515,000 | 660,000 |
| Net interest income | 4,937,000 | 10,188,000 | 15,388,000 | 20,603,000 |
| Noninterest income | 607,000 | 1,236,000 | 1,886,000 | 2,560,000 |
| Noninterest expense | 4,229,000 | 8,233,000 | 12,296,000 | 16,543,000 |
| Provision for loan losses | 145,000 | 197,000 | 197,000 | -151,000 |
| Pretax income | 1,258,000 | 3,082,000 | 4,869,000 | 6,713,000 |
| Income tax | 303,000 | 758,000 | 1,203,000 | 1,592,000 |
| Net income | 955,000 | 2,324,000 | 3,666,000 | 5,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,367,000 | 62,398,000 | 63,483,000 | 64,679,000 |
| Total capital | 57,152,000 | 67,251,000 | 68,365,000 | 69,335,000 |
| Risk-weighted assets | 381,399,000 | 386,835,000 | 389,161,000 | 371,153,000 |