Call reports 2020
NATIONAL CAPITAL BANK OF WASHINGTON, THE — 2020
What NATIONAL CAPITAL BANK OF WASHINGTON, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 532,284,000 | 590,158,000 | 592,501,000 | 615,294,000 |
| Total loans | 385,865,000 | 445,090,000 | 443,218,000 | 442,263,000 |
| Allowance for loan losses | 4,681,000 | 5,339,000 | 5,792,000 | 6,110,000 |
| Securities available for sale | 108,177,000 | 103,367,000 | 106,156,000 | 121,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 452,405,000 | 512,354,000 | 508,309,000 | 532,443,000 |
| Interest-bearing deposits | 328,635,000 | 335,717,000 | 343,031,000 | 359,961,000 |
| Noninterest-bearing deposits | 123,770,000 | 176,637,000 | 165,278,000 | 172,482,000 |
| Equity capital | 50,597,000 | 51,844,000 | 52,398,000 | 53,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,928,000 | 9,917,000 | 14,991,000 | 20,090,000 |
| Interest expense | 651,000 | 1,078,000 | 1,385,000 | 1,646,000 |
| Net interest income | 4,277,000 | 8,839,000 | 13,606,000 | 18,444,000 |
| Noninterest income | 498,000 | 980,000 | 1,471,000 | 2,088,000 |
| Noninterest expense | 3,825,000 | 7,759,000 | 11,773,000 | 15,750,000 |
| Provision for loan losses | 654,000 | 1,312,000 | 1,764,000 | 2,083,000 |
| Pretax income | 301,000 | 753,000 | 2,164,000 | 3,322,000 |
| Income tax | 63,000 | 159,000 | 519,000 | 674,000 |
| Net income | 238,000 | 594,000 | 1,645,000 | 2,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,474,000 | 49,718,000 | 50,648,000 | 51,533,000 |
| Total capital | 53,803,000 | 54,069,000 | 55,017,000 | 56,179,000 |
| Risk-weighted assets | 345,957,000 | 347,119,000 | 348,123,000 | 370,194,000 |