Call reports 2015
NATIONAL CAPITAL BANK OF WASHINGTON, THE — 2015
What NATIONAL CAPITAL BANK OF WASHINGTON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 436,928,000 | 425,802,000 | 414,189,000 | 411,915,000 |
| Total loans | 237,349,000 | 230,060,000 | 220,361,000 | 216,005,000 |
| Allowance for loan losses | 8,738,000 | 8,842,000 | 4,640,000 | 4,854,000 |
| Securities available for sale | 163,960,000 | 159,164,000 | 155,277,000 | 171,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,774,000 | 381,044,000 | 367,124,000 | 364,310,000 |
| Interest-bearing deposits | 284,984,000 | 271,493,000 | 255,259,000 | 254,240,000 |
| Noninterest-bearing deposits | 105,790,000 | 109,551,000 | 111,865,000 | 110,070,000 |
| Equity capital | 32,945,000 | 32,416,000 | 36,385,000 | 37,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,873,000 | 6,008,000 | 9,038,000 | 11,710,000 |
| Interest expense | 136,000 | 270,000 | 397,000 | 516,000 |
| Net interest income | 2,737,000 | 5,738,000 | 8,641,000 | 11,194,000 |
| Noninterest income | 422,000 | 868,000 | 1,318,000 | 1,766,000 |
| Noninterest expense | 2,352,000 | 4,600,000 | 7,047,000 | 9,673,000 |
| Provision for loan losses | 0 | 0 | -4,200,000 | -7,279,000 |
| Pretax income | 807,000 | 2,110,000 | 7,216,000 | 10,670,000 |
| Income tax | 441,000 | 962,000 | 2,739,000 | 4,083,000 |
| Net income | 366,000 | 1,148,000 | 4,477,000 | 6,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,794,000 | 33,079,000 | 36,612,000 | 38,763,000 |
| Total capital | 35,530,000 | 35,717,000 | 39,093,000 | 41,253,000 |
| Risk-weighted assets | 212,680,000 | 204,287,000 | 196,103,000 | 196,714,000 |