Call reports 2023
MUTUAL SAVINGS BANK — 2023
What MUTUAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 50,659,000 | 52,126,000 | 51,313,000 | 50,445,000 |
| Total loans | 35,500,000 | 36,704,000 | 37,109,000 | 37,294,000 |
| Allowance for loan losses | 307,000 | 306,000 | 306,000 | 306,000 |
| Securities available for sale | 2,998,000 | 2,787,000 | 2,603,000 | 2,670,000 |
| Securities held to maturity | 5,264,000 | 5,199,000 | 5,142,000 | 5,083,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,291,000 | 36,086,000 | 35,507,000 | 32,583,000 |
| Interest-bearing deposits | 26,369,000 | 26,062,000 | 25,168,000 | 23,631,000 |
| Noninterest-bearing deposits | 9,922,000 | 10,024,000 | 10,339,000 | 8,952,000 |
| Equity capital | 11,276,000 | 11,201,000 | 10,952,000 | 11,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 1,034,000 | 1,613,000 | 2,181,000 |
| Interest expense | 147,000 | 343,000 | 559,000 | 798,000 |
| Net interest income | 340,000 | 691,000 | 1,054,000 | 1,383,000 |
| Noninterest income | 24,000 | 38,000 | 56,000 | 72,000 |
| Noninterest expense | 465,000 | 925,000 | 1,458,000 | 1,869,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -101,000 | -196,000 | -348,000 | -414,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -101,000 | -196,000 | -348,000 | -414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,316,000 | 12,221,000 | 12,069,000 | 12,003,000 |
| Total capital | 12,623,000 | 12,527,000 | 12,375,000 | 12,309,000 |
| Risk-weighted assets | 33,441,000 | 33,713,000 | 32,891,000 | 32,635,000 |