Call reports 2022
MUTUAL SAVINGS BANK — 2022
What MUTUAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 46,876,000 | 46,442,000 | 47,658,000 | 48,353,000 |
| Total loans | 28,672,000 | 30,099,000 | 31,764,000 | 32,961,000 |
| Allowance for loan losses | 407,000 | 157,000 | 157,000 | 307,000 |
| Securities available for sale | 9,186,000 | 3,229,000 | 2,988,000 | 3,000,000 |
| Securities held to maturity | 0 | 5,589,000 | 5,479,000 | 5,308,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,179,000 | 34,653,000 | 36,125,000 | 34,944,000 |
| Interest-bearing deposits | 24,390,000 | 23,573,000 | 25,261,000 | 24,494,000 |
| Noninterest-bearing deposits | 10,789,000 | 11,080,000 | 10,864,000 | 10,450,000 |
| Equity capital | 11,596,000 | 11,666,000 | 11,411,000 | 11,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 731,000 | 1,113,000 | 1,572,000 |
| Interest expense | 50,000 | 81,000 | 122,000 | 211,000 |
| Net interest income | 300,000 | 650,000 | 991,000 | 1,361,000 |
| Noninterest income | 19,000 | 33,000 | 54,000 | 83,000 |
| Noninterest expense | 487,000 | 935,000 | 1,402,000 | 1,856,000 |
| Provision for loan losses | 0 | -250,000 | -250,000 | -250,000 |
| Pretax income | -168,000 | -2,000 | -107,000 | -162,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -168,000 | -2,000 | -107,000 | -162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,561,000 | 12,727,000 | 12,622,000 | 12,417,000 |
| Total capital | 12,927,000 | 12,884,000 | 12,779,000 | 12,724,000 |
| Risk-weighted assets | 29,245,000 | 29,806,000 | 30,708,000 | 31,859,000 |