Call reports 2021
MUTUAL SAVINGS BANK — 2021
What MUTUAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 56,541,000 | 57,391,000 | 54,628,000 | 53,930,000 |
| Total loans | 38,235,000 | 25,846,000 | 26,163,000 | 27,607,000 |
| Allowance for loan losses | 203,000 | 173,000 | 441,000 | 441,000 |
| Securities available for sale | 0 | 12,219,000 | 10,989,000 | 10,213,000 |
| Securities held to maturity | 3,286,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,110,000 | 44,025,000 | 41,723,000 | 41,322,000 |
| Interest-bearing deposits | 33,267,000 | 33,699,000 | 31,749,000 | 30,923,000 |
| Noninterest-bearing deposits | 9,843,000 | 10,326,000 | 9,974,000 | 10,399,000 |
| Equity capital | 13,337,000 | 13,308,000 | 12,840,000 | 12,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 979,000 | 1,341,000 | 1,696,000 |
| Interest expense | 97,000 | 191,000 | 276,000 | 342,000 |
| Net interest income | 359,000 | 788,000 | 1,065,000 | 1,354,000 |
| Noninterest income | 25,000 | 168,000 | 188,000 | 205,000 |
| Noninterest expense | 462,000 | 989,000 | 1,494,000 | 2,029,000 |
| Provision for loan losses | 0 | 0 | 250,000 | 250,000 |
| Pretax income | -78,000 | -33,000 | -457,000 | -686,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -78,000 | -33,000 | -457,000 | -686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,337,000 | 13,382,000 | 12,958,000 | 12,729,000 |
| Total capital | 13,540,000 | 13,555,000 | 13,307,000 | 13,101,000 |
| Risk-weighted assets | 37,474,000 | 28,569,000 | 27,897,000 | 29,752,000 |