Call reports 2020
MUTUAL SAVINGS BANK — 2020
What MUTUAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 52,345,000 | 54,873,000 | 50,139,000 | 52,897,000 |
| Total loans | 41,237,000 | 39,833,000 | 42,208,000 | 40,038,000 |
| Allowance for loan losses | 203,000 | 203,000 | 203,000 | 203,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 147,000 | 145,000 | 139,000 | 137,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,638,000 | 41,215,000 | 36,552,000 | 39,424,000 |
| Interest-bearing deposits | 35,184,000 | 36,748,000 | 28,172,000 | 30,693,000 |
| Noninterest-bearing deposits | 3,454,000 | 4,467,000 | 8,380,000 | 8,731,000 |
| Equity capital | 13,553,000 | 13,503,000 | 13,452,000 | 13,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,040,000 | 1,544,000 | 2,040,000 |
| Interest expense | 126,000 | 249,000 | 368,000 | 467,000 |
| Net interest income | 420,000 | 791,000 | 1,176,000 | 1,573,000 |
| Noninterest income | 109,000 | 33,000 | 55,000 | 74,000 |
| Noninterest expense | 562,000 | 1,000,000 | 1,456,000 | 1,909,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -32,000 | -83,000 | -133,000 | -170,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -32,000 | -83,000 | -133,000 | -170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,553,000 | 13,503,000 | 13,452,000 | 13,415,000 |
| Total capital | 13,756,000 | 13,706,000 | 13,655,000 | 13,618,000 |
| Risk-weighted assets | 34,450,000 | 33,622,000 | 37,742,000 | 39,369,000 |