Call reports 2019
MUTUAL SAVINGS BANK — 2019
What MUTUAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 47,668,000 | 48,157,000 | 50,929,000 | 52,010,000 |
| Total loans | 32,693,000 | 34,627,000 | 38,506,000 | 39,551,000 |
| Allowance for loan losses | 203,000 | 203,000 | 203,000 | 203,000 |
| Securities available for sale | 4,915,000 | 4,959,000 | 3,221,000 | 2,764,000 |
| Securities held to maturity | 170,000 | 143,000 | 142,000 | 140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,048,000 | 34,372,000 | 37,137,000 | 38,205,000 |
| Interest-bearing deposits | 30,514,000 | 30,663,000 | 33,847,000 | 34,916,000 |
| Noninterest-bearing deposits | 3,534,000 | 3,709,000 | 3,290,000 | 3,289,000 |
| Equity capital | 13,468,000 | 13,599,000 | 13,634,000 | 13,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 911,000 | 1,470,000 | 1,994,000 |
| Interest expense | 59,000 | 136,000 | 237,000 | 366,000 |
| Net interest income | 385,000 | 775,000 | 1,233,000 | 1,628,000 |
| Noninterest income | 24,000 | 49,000 | 75,000 | 124,000 |
| Noninterest expense | 424,000 | 760,000 | 1,228,000 | 1,676,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -15,000 | 64,000 | 80,000 | 76,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -15,000 | 64,000 | 80,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,493,000 | 13,572,000 | 13,589,000 | 13,585,000 |
| Total capital | 13,696,000 | 13,775,000 | 13,792,000 | 13,788,000 |
| Risk-weighted assets | 28,681,000 | 30,346,000 | 32,440,000 | 33,436,000 |