Call reports 2018
MUTUAL SAVINGS BANK — 2018
What MUTUAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 37,584,000 | 37,973,000 | 42,965,000 | 43,179,000 |
| Total loans | 21,345,000 | 23,473,000 | 29,818,000 | 31,368,000 |
| Allowance for loan losses | 203,000 | 203,000 | 203,000 | 203,000 |
| Securities available for sale | 4,762,000 | 4,934,000 | 4,915,000 | 4,971,000 |
| Securities held to maturity | 0 | 207,000 | 182,000 | 172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,938,000 | 24,335,000 | 25,874,000 | 29,575,000 |
| Interest-bearing deposits | 20,976,000 | 21,028,000 | 22,732,000 | 26,644,000 |
| Noninterest-bearing deposits | 2,962,000 | 3,307,000 | 3,142,000 | 2,931,000 |
| Equity capital | 13,584,000 | 13,554,000 | 13,600,000 | 13,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 324,000 | 680,000 | 1,075,000 | 1,513,000 |
| Interest expense | 7,000 | 11,000 | 28,000 | 81,000 |
| Net interest income | 317,000 | 669,000 | 1,047,000 | 1,432,000 |
| Noninterest income | 36,000 | 64,000 | 93,000 | 120,000 |
| Noninterest expense | 311,000 | 648,000 | 998,000 | 1,644,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 85,000 | 142,000 | -92,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 42,000 | 85,000 | 142,000 | -92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,643,000 | 13,686,000 | 13,743,000 | 13,509,000 |
| Total capital | 13,846,000 | 13,889,000 | 13,946,000 | 13,712,000 |
| Risk-weighted assets | 23,625,000 | 25,440,000 | 26,098,000 | 26,645,000 |