Call reports 2016
MUTUAL SAVINGS BANK — 2016
What MUTUAL SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 38,424,000 | 38,037,000 | 38,599,000 | 37,622,000 |
| Total loans | 17,491,000 | 18,323,000 | 17,141,000 | 16,675,000 |
| Allowance for loan losses | 203,000 | 203,000 | 203,000 | 203,000 |
| Securities available for sale | 4,468,000 | 4,448,000 | 2,425,000 | 2,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,588,000 | 24,248,000 | 24,769,000 | 23,876,000 |
| Interest-bearing deposits | 21,617,000 | 21,692,000 | 21,900,000 | 20,972,000 |
| Noninterest-bearing deposits | 2,971,000 | 2,556,000 | 2,869,000 | 2,904,000 |
| Equity capital | 13,740,000 | 13,710,000 | 13,769,000 | 13,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 538,000 | 796,000 | 1,047,000 |
| Interest expense | 7,000 | 11,000 | 18,000 | 23,000 |
| Net interest income | 268,000 | 527,000 | 778,000 | 1,024,000 |
| Noninterest income | 40,000 | 56,000 | 97,000 | 118,000 |
| Noninterest expense | 334,000 | 639,000 | 936,000 | 1,274,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -26,000 | -56,000 | -61,000 | -132,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -26,000 | -56,000 | -61,000 | -132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,539,000 | 13,510,000 | 13,504,000 | 13,606,000 |
| Total capital | 13,742,000 | 13,713,000 | 13,707,000 | 13,809,000 |
| Risk-weighted assets | 20,623,000 | 21,074,000 | 20,518,000 | 19,749,000 |