Call reports 2015
MUTUAL SAVINGS BANK — 2015
What MUTUAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 37,575,000 | 37,157,000 | 38,864,000 | 38,082,000 |
| Total loans | 19,266,000 | 18,724,000 | 17,672,000 | 18,139,000 |
| Allowance for loan losses | 247,000 | 247,000 | 247,000 | 247,000 |
| Securities available for sale | 2,102,000 | 2,091,000 | 5,476,000 | 5,442,000 |
| Securities held to maturity | 373,000 | 380,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,621,000 | 23,202,000 | 23,441,000 | 24,254,000 |
| Interest-bearing deposits | 21,414,000 | 20,858,000 | 21,127,000 | 21,328,000 |
| Noninterest-bearing deposits | 2,207,000 | 2,344,000 | 2,314,000 | 2,926,000 |
| Equity capital | 13,851,000 | 13,854,000 | 13,811,000 | 13,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 273,000 | 580,000 | 850,000 | 1,136,000 |
| Interest expense | 6,000 | 11,000 | 17,000 | 23,000 |
| Net interest income | 267,000 | 569,000 | 833,000 | 1,113,000 |
| Noninterest income | 17,000 | 62,000 | 89,000 | 112,000 |
| Noninterest expense | 348,000 | 692,000 | 1,019,000 | 1,377,000 |
| Provision for loan losses | 58,000 | 58,000 | 58,000 | 58,000 |
| Pretax income | -52,000 | -49,000 | -85,000 | -140,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -52,000 | -49,000 | -85,000 | -140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,728,000 | 13,731,000 | 13,695,000 | 13,629,000 |
| Total capital | 13,975,000 | 13,978,000 | 13,942,000 | 13,876,000 |
| Risk-weighted assets | 21,727,000 | 21,476,000 | 20,576,000 | 20,677,000 |